Sunday, December 30, 2012

Austrian School Gaining Influence as Nations Tackle Debt

Austrian School Gaining Influence as Nations Tackle Debt

"Who are these Austrian-school economists?" asks the Economic Times of India.

"We are the oldest school of thought and we are still the smallest but we are clearly the fastest-growing school," says Prof Mark Thornton, an American economist of the Austrian School.

GP Manish, a professor of Indian origin and member of the Troy University, is one of the instructors at a seminar for high schoolers and their teachers in the US on 'What has Government Done to Our Money?' The course was also offered online by the Mises Academy, named after Ludwig von Mises, one of the Austrian School's best known names. As the institute website puts it, "The economic crisis we are in is largely due to unsound money" and the intent of the course is to help young minds "make future financial decisions that take into account the government's monetary meddling."

Bookstore sales by Mises are up several hundred percent and the top 15 visitors to the site are from countries including Portugal, US, Bangladesh, China, Pakistan, Brazil and India. Mises Institutes have popped up all over the world and Google search for 'Mises Institute' generates over 2.6 million results.

Meanwhile, Paul Krugman responds...

Source: http://www.lewrockwell.com/blog/lewrw/archives/129826.html

10 minute trainer sarah burke death etta james funeral erin brockovich dodgeball 2012 pro bowl postsecret

Senators Trade Proposals Into Night To Avoid 'Fiscal Cliff'

The Washington Post:

Senate negotiators labored late into Saturday over a last-ditch plan to avert the "fiscal cliff," struggling to resolve key differences over how many wealthy households should face higher income taxes in the new year and how to tax inherited estates.

Read the whole story at The Washington Post

"; var coords = [-5, -72]; // display fb-bubble FloatingPrompt.embed(this, html, undefined, 'top', {fp_intersects:1, timeout_remove:2000,ignore_arrow: true, width:236, add_xy:coords, class_name: 'clear-overlay'}); });

Source: http://www.huffingtonpost.com/2012/12/30/senators-trade-proposals-_n_2384120.html

jennie garth peter facinelli marques colston golden state warriors free agents nfl 2012 milwaukee bucks bear grylls us news law school rankings

Saturday, December 29, 2012

scrofulous chow: Arts And Entertainment: Humor Article Category ...

Sorry, Readability was unable to parse this page for content.

Source: http://vudaikutakar.blogspot.com/2012/12/scrofulous-chow-arts-and-entertainment.html

passover recipes 2012 kids choice awards kansas ohio state wrestlemania results womens final four josh hutcherson google april fools

Video: 'The Worse It Gets, the Better': Young

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/cnbc/50312415/

Marissa Mayer Jon Lord Colorado shootings dark knight rises Aurora shooting James Eagan Holmes jeremy lin

Asia stocks up on Japan optimism; Europe opens up

BEIJING (AP) ? Asian and European stock markets rose Thursday, while and Japan's benchmark index hit its highest level in more than a year optimism a new government in Japan will stimulate the country's sluggish economy.

Oil gained in Asian trading to stay above $91 a barrel as markets in Hong Kong and Australia reopened after a two-day Christmas break.

Britain's FTSE 100 rose 0.2 percent to 5,963.21. Germany's DAX added 0.2 percent to 7,651.51. France's CAC-40 rose 0.7 percent to 3,676.60. Wall Street braced for a flat opening, with Dow Jones industrial futures marginally lower at 13,046. S&P 500 futures rose less than 0.1 percent at 1,413.90.

Earlier in Asia, Tokyo's benchmark Nikkei 225 index rose 0.9 percent to close at 10,322.98, its highest finish since March 2011. That added to Wednesday's 1.5 percent gain and took the Nikkei to a 22 percent increase for the year. Hong Kong's Hang Seng gained 0.4 percent to 22,619.78. South Korea's Kospi added nearly 0.3 percent to 1,987.35.

Incoming Japanese Prime Minister Shinzo Abe has called for more public works spending to reinvigorate the economy. He wants the Bank of Japan to raise its inflation target from 1 to 2 percent to drag the country out of two decades of deflation, or steadily declining prices that have deadened economic activity.

To help exporters, Abe also has urged the central bank to take steps to dampen Japan's yen. A strong currency has hurt big exporters such as Toyota by making Japanese products more expensive overseas.

"The message from Japan is clear at the moment, the incoming government will do everything in its power to weaken the yen and stimulate the economy," Australia's IG Markets said in a report.

Benchmarks in Singapore, Taiwan and Australia also posted gains.

Mainland Chinese shares lost ground, with the Shanghai Composite Index falling 0.6 percent to 2,205.90 while the Shenzhen Composite Index lost 0.8 percent to 862.82. Shares in wine producers and aerospace-related companies led the gains.

"The losses were a technical correction after the recent gains" said Xu Xiaoyu, an analyst at China Investment Securities, based in Beijing. Kweichow Moutai Co., China's largest maker of "baijiu" liquor, gained 1.1 percent. Sichuan Tuopai Shede Wine Co. gained 6 percent following earlier losses.

"Upcoming festivals might boost demand," Xu said.

On Wednesday, U.S. stocks fell for a third session as trading resumed after the Christmas break. Disappointing holiday sales weighed heavy on retail companies and investors worried about the impending "fiscal cliff" ? automatic tax and spending cuts due to take effect if the White House and Congress fail to agree on a budget deal. Economists worry that could push the economy into recession.

Benchmark oil for February delivery rose 13 cents to $91.11 in electronic trading on the New York Mercantile Exchange. The contract jumped $2.37 to finish at $90.98 per barrel in thin post-Christmas trading in New York.

In currencies, the euro rose to $1.3266 from $1.3220 late Wednesday in New York. The dollar gained to 85.74 yen from 85.63 yen.

___

AP researcher Fu Ting contributed from Shanghai.

Source: http://news.yahoo.com/asia-stocks-japan-optimism-europe-opens-093550906--finance.html

miami heat bulls california earthquake california earthquake tyson chandler tyson chandler stephen hill

Friday, December 28, 2012

Home Improvement and Appliance Diy Sofa Cleaning | Home ...

Diy Sofa Cleaning

Quite a few an antique leather armchair, lambs wool cushion or mohair chaise longue has fell victim to Do-It-Oneself upholstery cleaning. In an best planet, we wouldnt make such a mess of points, but its bound to come about. Consider of the time you spilled Spaghetti Bolognese all more than the carpet mainly because you didnt want to miss X-Aspect and there was no tv in the dining space. A couple of uncomplicated home cleaning recommendations will go a long way to not ruining your furnishings in the spirit of DIY upholstery cleaning.

As a rule, liquid spills, with the exception of red wine or coffee, are appropriate for Do-It-Your self cleaning. A property cleaning answer or upholstery shampoo will typically do the trick. Apply it as soon as achievable right after the spill, function it into the fabric, and use a damp rag to blot out the liquid. You can repeat this process as Numerous occasions as is required to eliminate the stain and discolouration, shifting your cloth as typically as wants be in getting rid of any dark patches. Food spills, pet mess, chewing gum and the like represent a lot more tough tasks for the DIY cleaning enthusiast. These sorts of stains are simply mashed into the fabric of the upholstery, creating them tougher to clean, even by a skilled home cleaning organization with the proper chemical substances and gear. The ideal factor to do with these far more heavy duty spills is to eliminate as significantly of the mess as achievable without having additional soiling your upholstery or pushing it deeper into the fabric.

Skilled sofa cleaning London organization obtainable when DIY strategies are not sufficient to get rid of challenging stains, or for ridding your upholstery of the indicators of common put on and tear. Based on the fabric of your sofa or settee, qualified London home cleaning organizations will use either steam or dry cleaning strategies to eliminate these stains from your upholstery. The distinction in between expert and DIY cleaning outcomes is typically in the chemical substances employed. Cleaning organizations will have a range of chemical compounds employed for certain stains: one for coffee, one for red wine, one for doggy mess, and so on. If your ideal efforts have failed, with specialist upholstery cleaning the proof is in the pudding, or lack of it on your sofas, as the case could be.

Remain Updated With letsfightracism.org

Source: http://www.letsfightracism.org/diy-sofa-cleaning.html

red sox white sox chuck colson ufc 145 results orrin hatch marlon byrd charles colson

Las Vegas girl, 10, missing for nearly a week

Las Vegas Police Department

An undated photo provided by the Las Vegas Police Department shows Jade Morris, 10.

By NBC News staff and wire services

LAS VEGAS -- Police issued a new plea for information Thursday about a 10-year-old girl last seen with a card dealer just hours before the woman was accused of slashing a co-worker's face with razor blades at a Las Vegas Strip casino.

Police said Brenda Stokes told them she visited her doctor last week, seeking to be admitted to a hospital because she was "feeling like she wanted to hurt someone."?She is reported to have told investigators she hadn't taken her prescription anti-anxiety drug Friday, and that "Sometimes people just snap."?

A missing persons alert was issued late Tuesday about Jade Morris, 10, who officials say was last seen by her family about 5 p.m. last Friday with Stokes,?50, who also uses the name Brenda Wilson.

Police said Stokes was a friend of the girl's father and was supposed to have taken the girl Christmas shopping at an outlet mall off Interstate 15 near downtown Las Vegas.


Capt. Chris Jones, a supervisor in the Police Department's robbery-homicide division, said Stokes borrowed a red 2007 Saab sedan from another friend for the shopping trip but returned it.

A short time later, Stokes was arrested at the Bellagio casino, after being accused of attacking a female co-worker, Joyce Rhone, as the woman dealt blackjack.

Stokes is accused of wielding a razor blade in each hand as she attacked Rhone, who was hospitalized with deep cuts on her face, including one from her ear to the edge of her mouth. A police arrest report said Rhone, 44, also had several smaller cuts around her right eye.

Watch US News crime videos on NBCNews.com

Jade Morris' father interrupted an initial court appearance for Stokes, shouting,?"??You said you love me? Where's my baby at?" NBC station KSNV of Las Vegas reported.

Records show that Stokes was being held Thursday on $60,000 bail at the Clark County jail on felony battery with a weapon, burglary and mayhem charges that could get her decades in prison.

She told a judge Wednesday that she had not obtained a lawyer. She is due again in Las Vegas Justice Court on Friday.

Clark County Detention Center

Brenda Stokes, 50, is shown in a booking photo.

The arrest report says casino video shows Stokes attacking Rhone before a casino patron and security officers intervene. Officer Marcus Martin said the video is evidence that may be shown by prosecutors in court but will not be made public by police.

Police said Stokes later told investigators that she attacked Rhone over harassing phone calls and an unspecified betrayal that ended their seven-year friendship.

Tejuana Reeves, Jade?s mother, told KSNV that she wanted to jump up and shake Stokes in the courtroom because she wouldn't say where the child was.

"From mother to mother, that feels so wrong," Reeves said. "I feel so betrayed because we trusted her with our child.?

The Associated Press contributed to this report.?

More content from NBCNews.com:

Follow US news from NBCNews.com on Twitter and Facebook

?

?

Source: http://usnews.nbcnews.com/_news/2012/12/27/16192705-girl-10-last-seen-with-woman-accused-of-slashing-las-vegas-casino-dealers-face?lite

matt ryan att wireless Mother Jones cars Bacon Number Kate Middleton photos Chi Magazine

Obama invites congressional leaders to cliff talk

President Barack Obama waves to reporters as he steps off the Marine One helicopter and walks on the South Lawn at the White House in Washington, Thursday, Dec. 27, 2012, as he returns early from his Hawaii vacation for meetings on the fiscal cliff. (AP Photo/Charles Dharapak)

President Barack Obama waves to reporters as he steps off the Marine One helicopter and walks on the South Lawn at the White House in Washington, Thursday, Dec. 27, 2012, as he returns early from his Hawaii vacation for meetings on the fiscal cliff. (AP Photo/Charles Dharapak)

President Barack Obama walks past a Marine honor guard as he steps off the Marine One helicopter and walks on the South Lawn at the White House in Washington, Thursday, Dec. 27, 2012, as he returned early from his Hawaii vacation for meetings on the fiscal cliff. (AP Photo/Charles Dharapak)

Senate Minority Leader Mitch McConnell of Ky. walks to the Senate floor on Capitol Hill in Washington, Thursday, Dec. 27, 2012. (AP Photo/Susan Walsh)

House Minority Whip Rep. Steny Hoyer of Md. gestures during a news conference in Washington, Capitol Hill, Thursday, Dec. 27, 2012, where he urged House Republicans to end the pro forma session and call the House back into legislative session to negotiate a solution to the fiscal cliff. (AP Photo/ Evan Vucci)

(AP) ? A deadline looming, President Barack Obama will meet with congressional leaders at the White House on Friday in search of a compromise to avoid a year-end "fiscal cliff" of across-the-board tax increases and deep spending cuts.

The development capped a day of growing urgency in which Obama returned early from a Hawaiian vacation while lawmakers snarled across a partisan divide over responsibility for gridlock on key pocketbook issues. Speaker John Boehner called the House back into session for a highly unusual Sunday evening session.

Adding to the woes confronting the middle class was a pending spike of $2 per gallon or more in milk prices if lawmakers failed to pass farm legislation by year's end.

Four days before the deadline, the White House disputed reports that Obama was sending lawmakers a scaled-down plan to avoid the fiscal cliff of tax increases and spending cuts.

Administration officials confirmed the Friday meeting at the White House in a bare-bones announcement that said the president would "host a meeting."

An aide to Senate Republican Leader Mitch McConnell said the Kentucky lawmaker "is eager to hear from the president."

A spokesman for House Speaker John Boehner issued a statement that said the Ohio Republican would attend and "continue to stress that the House has already passed legislation to avert the entire fiscal cliff and now the Senate must act."

While there was no guarantee of a compromise, Republicans and Democrats said privately elements of any agreement would likely include an extension of middle class tax cuts with increased rates at upper incomes as well as cancellation of the scheduled spending cuts. An extension of expiring unemployment benefits, a reprieve for doctors who face a cut in Medicare payments and possibly a short-term measure to prevent dairy prices from soaring could also become part of a year-end bill, they said.

That would postpone politically contentious disputes over spending cuts for 2013.

Top Senate leaders said they remain ready to seek a last-minute agreement. Yet there was no legislation pending and no sign of negotiations in either the House or the Senate on a bill to prevent the tax hikes and spending cuts that economists say could send the economy into a recession.

Far from conciliatory, the rhetoric was confrontational and at times unusually personal.

Senate Majority Leader Harry Reid, D-Nev., accused Boehner of running a dictatorship, citing his refusal to call a vote on legislation to keep taxes steady for most while letting them rise at upper incomes. The bill "would pass overwhelmingly," Reid predicted, and said the Ohio Republican won't change his mind because he fears it might cost him re-election as speaker when the new Congress convenes next week.

Boehner seems "to care more about keeping his speakership than keeping the nation on a firm financial footing," he said in remarks on the Senate floor.

A few hours later, McConnell expressed frustration and blamed the standoff on Obama and the Democrats. "Republicans have bent over backwards. We stepped way, way out of our comfort zone," he said, referring to GOP offers to accept higher tax rates on some taxpayers.

"We wanted an agreement, but we had no takers. The phone never rang, and so here we are five days from the new year and we might finally start talking," McConnell said.

Still, he warned: "Republicans aren't about to write a blank check for anything the Democrats put forward just because we find ourselves at the edge of the cliff."

Brendan Buck, a spokesman for Boehner, responded in a similar vein to Reid's comments. "Harry Reid should talk less and legislate more if he wants to avert the fiscal cliff. The House has already passed legislation to do so," he said, referring to a measure that extends existing cuts at all income levels.

Addressing the GOP rank and file by conference call, Boehner said the next move is up to the Senate, which has yet to act on House-passed bills to retain expiring tax cuts at all income levels and replace across-the-board spending cuts with targeted savings aimed largely at social programs.

"The House will take this action on whatever the Senate can pass - but the Senate must act," he said, according to a participant in the call.

Boehner told Republican lawmakers the House would convene on Sunday evening. Majority Leader Eric Cantor said the House could be in session until Jan. 2, the day before the new congress is sworn in.

The risk of higher milk prices stems from the possibility that existing farm programs will expire at year's end, and neither chamber of Congress has scheduled a vote on even a temporary extension to prevent a spike. There have been unverified estimates that the cost to consumers of a gallon of milk could double without action by Congress.

The president flew home from Hawaii overnight after speaking with top congressional leaders.

Before leaving the White House last Friday, the president had called on lawmakers to pass scaled-down legislation that prevents tax increases for the middle class, raises rates at upper incomes and renews expiring unemployment benefits for the long-term jobless. He said he still supports a more sweeping measure to include spending cuts to reduce deficits, but said they could wait until the new year.

That capped an unpredictable week in which Boehner pivoted away from comprehensive deficit reduction talks with Obama to an aborted attempt to push legislation through the House that retained existing tax levels except above $1 million. Anti-tax Republicans rebelled at raising rates on million-dollar earners, and Boehner backpedaled and canceled the planned vote.

Without congressional action, current tax rates will expire on Dec. 31, resulting in a $536 billion tax increase over a decade that would touch nearly all Americans. In addition, the military and other federal departments would have to begin absorbing about $110 billion in spending cuts.

Failure to avoid the "fiscal cliff" doesn't necessarily mean tax increases and spending cuts would become permanent, since the new Congress could pass legislation cancelling them retroactively after it begins its work next year.

But gridlock through the end of the year would mark a sour beginning to a two-year extension of divided government that resulted from last month's elections in which Obama won a new term and Republicans retained their majority in the House.

The tax issue in particular has been Obama's first test of muscle after his re-election in November. He ran for a new term calling for higher taxes on the wealthy, and postelection public opinion polls show continued support for his position.

Boehner's decision to support higher rates on million-dollar earners marked a significant break with long-standing GOP orthodoxy, but the resistance among his rank and file so far has trumped him as well as any mandate the president claims.

___

Associated Press writers Alan Fram and Jim Kuhnhenn contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-12-27-Fiscal%20Cliff/id-a13ccaada1f44b47a8eab82a577d102d

Marvin Hamlisch Megan Rossee grenada grenada Sikh andy reid Sanya Richards Ross

Thursday, December 27, 2012

How I Learned to Rely on My Own Memory (and Stop Depending on Technology)

How I Learned to Rely on My Own Memory (and Stop Depending on Technology)The majority of us rely on "external memory" of some kind. Whether it's calendars, to-do lists, notes, or even Google Maps, we frequently outsource our memories to paper. I wanted to see how much I could remember if I ditched all these. Here's how it went.

We talk a lot about to-do lists, and notes, but relying on moving your memory elsewhere means you spend a lot of time managing your notes instead of actually getting things done. They can be fantastic tools to help you remember things, but they can also be a burden.

For me, the big motivator was that I found myself pushing ideas onto paper, then immediately forgetting about them. They weren't stewing and working to become better, they were stagnant and sitting in an unkempt state on my hard drive. So, I decided to take Jeff Atwood's challenge:

Here's my challenge. If you can't wake up every day and, using your 100% original equipment God-given organic brain, come up with the three most important things you need to do that day?then you should seriously work on fixing that. . . You have to figure out what's important to you and what motivates you; ask yourself why that stuff isn't gnawing at you enough to make you get it done. Fix that.

I decided to take Atwood's challenge a step further. So, for the last month I haven't written down anything to remember it. I haven't looked on Google Maps to get the exact address of a restaurant, I haven't jotted down a quick note to remember an idea. I didn't use shopping lists, to-do lists, or schedules. I even stopped looking up trivia facts on my phone. I wanted to see how much I could force myself to remember. In the end, I was able to remember a lot more than I thought possible. I remembered locations, lists, names, and even a complicated holiday schedule. Here's how to make sure you remember everything without those tools.

Practice Makes Perfect

How I Learned to Rely on My Own Memory (and Stop Depending on Technology)The first few days of this experiment were tough. I rely on my phone as an external memory device for far more than I thought I did. I often search for stupid trivia facts when I'm in conversation, or I'll frantically whip out my phone when I'm walking the dog to write down an idea. Now, I have to dig through my memory to find those facts, and I have to actually remember an idea if I wanted to pursue it further. It's not as easy as it sounds.

I deleted every app from my computer and phone I might use. I got rid of to-do lists, notes apps, my calendar, Google Maps, and anything else I might be tempted to write in. For everything that couldn't be deleted, I just told myself I couldn't write things down or look up information while I was out and about (obviously I still had to research and double-check things for work).

How I Embedded Lists In My Memory

How I Learned to Rely on My Own Memory (and Stop Depending on Technology)Things like to-do lists, shopping lists, and schedules are probably the most common things we write down. It makes it easy to recall the information without expending any real brain effort. A while back I started turning my to-dos into a story to help me remember them, and I employed that same technique here.

Instead of merely writing out a list of what I have to do throughout the day, I turn it into a story. For example, here's what a (shortened) to-do list for an average day might look like: four posts for Lifehacker, email grandma, get new tires, and cook lunch for tomorrow. Instead of putting all that into an app, I just mentally walk through the day: I wake up and bust out my four posts for Lifehacker. When I finish up, I email grandma a quick thank you note before heading out and dropping off my truck to get new tires. When I get home, I cook up dinner and then store everything for lunch tomorrow.

I did the same for everything else in a list format that needed my attention for the day. For shopping lists I mentally walked through the store in my brain and picked up what I needed. Scheduling things, I did the same thing. It took a few days to really get into the habit of this, and it was taxing to try and remember the non-recurring items (grab zip-loc bags at the store, pick up the dog's medications). Eventually, it all settled into place and a quick runthrough of my day each morning was enough that I didn't need to resort to apps or paper.

The reason this works is pretty simple. It essentially uses pattern recognition and "chunking" to create a web of information that's tied together instead of a series of random things. When we link items together, we have a better chance of remembering them, and making a micro-story does just that.

Another trick is the memory palace, a technique that our own Melanie Pinola found useful for remembering random bits of information. The basic premise is simple: for each bit of information you need to remember, peg that information to a location in an imaginary home with an additional piece of weird information. For example, if you need to remember a grocery list, you can peg that information like: yellow bananas in a monkey's hand on the porch, kiwi on a keychain in the foyer, an overweight Chewbacca eating sausage on the sofa, and so on.

With just a little effort I was able to train myself to remember my lists. Typically these weren't longer than 20 or 30 items at the most, but it gave me the assurance that I could live without lists if I wanted.

How I Memorized Dates, Facts, and Other Random Information

How I Learned to Rely on My Own Memory (and Stop Depending on Technology)Of course, our lives aren't just lists. We need to remember all types of different things. We store everything from dates of events to short facts you want to remember. For me, this mostly included a splurge of holiday plans, tidbits of facts I wanted to remember for articles, and other minor things like where I saw a pair of shoes I wanted.

For all of these more random bits of information, I combined bizarre visual images with the information. In my case, this usually meant lurid images combined with mundane details. For (a tame) example: Bryan and Jen's wedding is on August 24, the day Augustus spent 24 hours eating and puking cake non-stop. I will not forget that image, and every piece of information I need is right there, August, cake, and 24.

I did the same thing for other random details, including names (Betsy Sheff, like Betsy Ross the Chef who cooked the flag), and facts (William Taft on his sweet sixteen in a bathtub cursing corporations for the 16th Amendment).

Addresses were a lot easier. Instead of combining random bits of information I took the time to stop and look at the signs at the cross streets. The visual memory of the sign itself (not the physical address) was enough to help me remember. When I got an address wrong by a few blocks, I learned the right one pretty quickly as I navigated the city again. It turns out that getting lost is a pretty good way to remember where you want to go.

These techniques didn't always work, of course. I'd occasionally have to ask again ("You said August 24, right?"), or on some occasions the memory was just lost completely. Once, I had to ask several friends to get the name of a person I was talking to because I had no idea what her name was or why she knew me.

But over time, I got better at remembering to remember. For me, that's the crux of this experiment. When I actually pay attention and try to remember, I'm considerably more likely to remember something. I've had to rewire my brain away from the, "Oh, I can just look that up later," or "I'll put it in my calendar" mentality, and actually pay attention to what's going on. Photo by Marcin Wichary.

Replacing My Notes with Fully Fleshed Out Ideas

How I Learned to Rely on My Own Memory (and Stop Depending on Technology)Remembering notes, story ideas, and project ideas was the hardest part of this experiment. I love note-taking apps, and I write down every single idea I have. This was a hard habit to break.

I came up with two solutions. The first was to take single line ideas and combine them with bizarre visual images or mnemonics, just like remembering facts or names (Make Parking Better by Barking Letters). This worked great for when I was out in a car where I couldn't take a note anyway, or if I just needed to quickly remember an idea while working on something else.

But when I had time to work through an idea, things changed considerably. My second approach was pretty simple: just start working. Instead of jotting down an idea for a post on Lifehacker, or whatever other project started in my head, I started work on it. For example, I had an idea for a writing and editing iOS app one day while watching a movie. Instead of jotting down the note, I started working out the interface and user experience. I didn't stop until it was done, and then I emailed the idea off to a friend who actually knows how to program.

This was big for me. More often than not I come up with a problem I want to solve, and then leave it sitting there on a notepad. This forced me to start dealing with it right away. I had to pay attention to the idea and immediately start working through it actively. If I was out walking the dog and had a idea for a Lifehacker post, I started organizing and writing it in my head. If I was home playing video games I'd pause it and start typing. This cemented ideas in my head because they weren't just single lines, they were actual half-baked plans.

How I'm Taking This Into the Real World

How I Learned to Rely on My Own Memory (and Stop Depending on Technology)Obviously this is an extreme example that most people aren't going to bother with. But it's still easy enough to take bits and pieces and apply to your own external memory.

Ditching all the apps that help you remember doesn't exactly improve your memory?I still forget things like my bike lock when I walk out the door, or that I'm out of olive oil?it's more about teaching yourself how to remember. I feel like I've spent a lot less time dealing with to-do lists because, as Atwood points out, if it's not important, I'm not going to remember it. And I'm okay with that.

As for other lists, I'll stick to my paperless method whenever I can. Shopping and daily to-dos seem easy enough, but remembering far off dates or details will still get relegated to a calendar or tasks app. The same goes for Google Maps. I'll continue to use to find a new place, but I won't rely on it for directions or addresses to places I've been before.

Note taking, however, is something I'll certainly return to, but with a few new rules. I like just jotting down an idea and leaving it to stew for a while?especially if it's something that simply isn't usable right now (like a Valentine's Day post, or an idea for next Black Friday). However, if I have the time to instantly start working on something, I'm going to embrace that. It's far too easy to plop a potentially brilliant idea away in a note where it gets forgotten. Forcing yourself to immediately start work on it captures that eureka moment and extends it for a little longer. Photo by Dvortygirl.

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/iB5Z273i6Z8/how-i-learned-to-rely-on-my-own-memory-and-stop-depending-on-technology

christopher columbus columbus day columbus day Stacy Dash Amber Tamblyn Lilit Avagyan Nashville TV Show

Sunday, December 23, 2012

How to check stocks and exchanges using Siri

Complete guide to Siri commands for Stocks

Siri can't be your financial advisor or broker -- yet! -- but Siri can look up stock prices and exchange positions for you. Whether you want to find out what's happening with APPL or GOOG, or if the DOW or NASDAQ is up or down, Siri's got you covered. (Just not your positions. Sorry.)

How to check individual stocks with Siri

Siri can give you up to the minute information about any individual stock across many different stock exchanges. You don't even have to know the stock symbol, only the company name. Siri provides opening, high, and low quotes, price-to-earning ratio, market cap, 52-week high and low, average volume, and yield.

  1. Press and hold down the Home button to activate Siri.
  2. Ask Siri to check on a stock price for you. For example, "Where is Google's stock at today?","What's Apple PE?", or "What's Yahoo's market cap?"

Tap the Stock widget to go to the built-in Stocks app.

How to check stock exchanges with Siri

Besides giving you information on different stocks, you can also ask Siri for information on an entire exchange, including NASDAQ, NYSE, FTSE, Nikkei, or others.

  1. Press and hold down the Home button to activate Siri.
  2. Ask Siri about the exchange you'd like information for. For example, "What is the New York Stock Exchange's current position?" or "How did NASDAQ close?"

How to get more help with Siri

How to check stocks and exchanges using Siri

If you have other Siri-related questions, you can also check out our Siri forum for suggestions and tips from all our members.



Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/yWRkOO1rE8Y/story01.htm

daniel tosh kate upton Jason Kidd All Star Game 2012 directv rashard lewis curacao

Wednesday, December 19, 2012

Interview with Monika Parrinder ? Limited Language ? Out of Ink

Monika Parrinder is a lecturer and writer who specialises in the history of design and visual communication. She teaches at the RCA and at the London College of Communication. She has recently co-authored Limited Language: Rewriting Design ? Responding to a Feedback Culture (Birkh?user, 2010).

Monika Parrinder is co-founder, with Colin Davies, of Limited Language. This is a web-platform for the generation of writing and discussion about visual and sonic culture. This writing is manifest across both web and print media: on the web, through Limitedlanguage.org, Twitter and Facebook; and in print, in magazine articles for Eye, Blueprint, Print, ID etc. and in the recent book, Limited Language: Rewriting Design ? Responding to a Feedback Culture. This book explores how a book might provide a cross-platform, feedback loop.

Limited Language is interested in the way in which processes from within visual culture ? a culture of recycling, ?mash-ups?, collaborative and hybrid media practices ? can inform writing on design. Also, how one can engage with digital technology as a creative catalyst.

This interview was made by Skype on the 11th of December.

Institute of Network Cultures: Can you introduce yourself and your work?
Can you tell me something about ?Limited Language??

Monika Parrinder: I?m Monika Parrinder; I?m a writer and lecturer in design history, theory and visual communication. In 2004, Colin Davies and I co-founded a collaborative writing project called Limited Language.

Limited Language is a platform for generating discussion and writing about design and visual communication, we are interested in capturing the processes of design culture and using them to inform the way that we write about design.

So a key part of what we do is writing across hybrid media platforms and in collaboration with others ? which allows for instant feedback between users practices. We call this writing in a feedback culture. This process informed our 2010 book, ?Limited Language: Rewriting Design ? Responding to a Feedback Culture?. The idea there was to look at how a book could provide a feedback loop between different media cultures and platforms. If I was to summarize our driving interest, it is in ?process?, technology as a creative catalyst and the role of community.

INC: What is the main difference between a book and an e-book?
What about other digital editorial products (iPad applications, digital magazines, devices for reading on the web etc.)? Would you call all these products ?reading experiences??

MP: For us the main difference between a book and an e-book is that the traditional book is a ?bounded? object and, whilst the e-book, and other digital/editorial products, are ?unbound?. What I mean by that is that the e-book is part of a networked environment ? with an ecology of readers, texts and other authors. In this sense the e-book is a process ? a work in progress.

The writer Annamaria Carusi refers to all these formats as having opened up new ?reading spaces? ? which includes thinking about the different reading experiences people have when engaging with each. It?s something that Limited Language try to explore in our work, but also in terms of different ?writing spaces? and experiences.

INC:?Can we consider a blog something like a book?

MP: Texting or writing for blogs, unlike the traditional book, is a temporal process. It?s a space where ideas can gain momentum, often in encounters with other readers: this is something very different to the traditional book. Most blogs, of course, are used as means of personal record, and so on, and do not necessarily constitute a paradigm shift. But, in the sense that they are ?relational? ? in dialogue with other readers, texts and technologies ? they always have the potential to become something other?

Using the language of technology, the book is a one-way medium of mass communication, so we can say that it?s one-to-many, whereas the blog is part of the Web 2.0 many-to-many revolution.

INC:?Once we had books, then we had blogs, now we have e-books, which add some tactility to the digital, and we still have and use all of them.
Do you see digital books as a way to mediate between blogs and paper? Could they be something different?
What could e-books add to the reading experience and what could they take away from it?

MP: Both e-book readers and the new gesture interfaces certainly add some kind of tactility to the digital realm.

One way to think about this could be that the iPad, the smartphone and the e-book make a physical connection between the digital world and the ?real? world that simple blogging didn?t really do. Computers have been taken off the desktop and released into various environments, so we now engage with these things when we are queuing, when we are traveling and in the lunch break.

But you ask if they are creating a new reading experience? I think both yes and no. The e-reader ? Kindle, iPad etc. ? are simple physical transcriptions of the traditional book. On these devices the reading experience often changes very little. However, some influence on the cultural practices of reading. I don?t know if it?s the same in Holland but, in Britain, E. L. James? novel ?Fifty Shades of Grey? is a good example of what I mean here, where distribution started via the Kindle, but then became a publishing phenomenon in the physical book as well. The consumption of porn and sex books has increased because of the anonymity of e-books, which have no cover and no semiotic trace.

I should say that what we find really interesting is that e-books have opened up new metaphors for what a book could be ? as mentioned earlier, as an experience or as a process. Maybe with a more intuitive interface ? eye tracking or gesture, which so far involves swiping, pinching, tapping and so on ? we could be on the edge of a new reading experience; one that is immersive both physically and psychologically.

INC: So are you positive with this?

MP: Yes ? as we are interested in technology as a creative catalyst, we enjoy seeing what people actually do with things. The use of something might well be very different from what companies intend their products for. In our writing, we?ve referred to this as ?a practice of possibilities?.

INC:?What is the state of digital publishing at the moment? Why do we still prefer reading on paper?
What would transferring the content of a blog on paper imply?

MP: Digital publishing is interesting because its being pushed forward on all fronts. But, of course, most experiments are simply that ? experiential journeys, not total re-imaginings. But, the mixture of new metaphors and cognitive experiences are a huge leap forward.

In terms of why some prefer paper? If I look at how I use things, I often download and print out text files in order to reflect on the content. People talk a lot about tactile materiality and also about the mobility of the traditional book, but as a reading space, it really represents a breathing space ? this is how we see it. Limited Language are interested in how we might move between the connected and immersive digital world and the bound world of paper, which still seems like the proper space for reflection and longevity: which is something it seems important not to lose.

INC:?Do you think we are risking an overload of information in publishing, especially in online and digital publishing?

MP: Certainly information is ever-changing and very fragmented. But the first blogs that came out were an attempt to navigate and make sense of the links on the Internet. The digital theorist Lev Manovich talks about the Internet being ?anti-narrative?. We aren?t interested in repeating the cut and paste culture of the Internet, but in trying to understand how we can weave it back into a framework for thinking. I would say that this is about situating information and revealing its assumptions, and it?s also about situating ourselves in the world of information. This is really important in countering the overload ? it is about how we engage, holistically, as human beings.

INC:?In your work you have been talking about texts and images on the Internet.
Are we moving towards an environment dominated more by images or more by texts?

MP: At the moment the dominant narrative is that we are in a culture of images but actually there is a surprising amount of writing ? the word is everywhere. For us, it?s the balance that is interesting: images obviously are more ?sexy? ? they are moving, sometimes speaking and they play better on the high-res screen. Words tend to be reduced to the sound-byte to compete ? think of scrolling news and so on? But recently there is renewed interest in how to engage with long-form writing in the digital context.

This is the realm that Limited Language operate in, I guess. We?re not interested in competing with the culture of images, but in thinking about how writing might provide this breathing space I?ve been talking about. Something that works with image culture, but something that might linger, soak in ? for reflection.

INC:?The relationship between text and image has always been one of the core matters in visual communication. How has this changed in the digital environment? Do you think this relationship could become something different in digital publishing, and how?

MP: In terms of writing we now have to think about the ?word-image?, the ?word-environment?, the ?word-event? and also things like ?type-animation?, ?type-sculpture?, and all the things these new hybrid forms open-up. I think that, within them, there is a huge potential for different kinds of engagement.

INC:?What about the relationship between content and structure in the laying out of a book (indexes, hyperlinks, different ways of data visualization etc.)? How does it change with the digital? What about it in digital publishing?

MP: The index and hyperlinks? if you think of the Encyclopedia, all of these concepts have been around in the traditional book form for hundreds of years, but they have been of secondary importance: so we have the content pages at the front of the book, while the index is at the back. In digital culture these become primary, because it's the linking between texts and the searchability of texts that becomes dominant.

One of the main problems is that content can get lost, when you?re always focusing on the links (moving from one text to another) and when the ?Google search? becomes an obsession. There?s a lot of content ? but, as we know, quality is often the problem. The challenge is to supply the quality of content.

INC:?What about interactivity and media convergence? How do they change with the digital? What about it in digital publishing?

MP: Henry Jenkins talks about media convergence as a flow of content of cross multiple platforms and also about the migratory behaviour of individuals. He emphasises the slipperiness of convergence culture.

Limited Language are interested in this point of convergence but, thinking in terms of a feedback culture, asking what kind of encounters you can have ? between media, people and contexts, images and texts, readers and writers, etc. The most exciting thing for us is that these encounters are not necessarily pre-determined: they can have unexpected outcomes and they can engage previously unimagined communities of people.

INC:?How do you think all these aspects can be combined in relation to the tactility of the digital book?

MP: We are focused on two aspects of innovation here. One is about using these different encounters to catalyse new digital tools, cultural developments and communities of ideas. The other one is about new metaphors and cognitive experiences. If we imagine how these might come together in digital publishing projects, they will certainly create interesting opportunities for writers, designers and other practices.

INC:?Has the traditional book changed? Can we talk about a sort of? ?paper reaction? to the digital shift in publishing? What do you think about the increase of self-publishing, both on paper and digitally?

MP: I think that book-culture has changed. Certainly, we are re-engaging with the book as a process ? perhaps an art form, but certainly as an art form-in-context. By that I mean that people are becoming much more overtly interested in its materiality and use.

These aspects have always been present, but implicit ? now we are engaging with them explicitly, it?s going to create a whole new set of book practices.

For instance in literary studies, Thomas Keymer, a Prof. of English at the University of Toronto, is rethinking the history of the novel in relation to the materiality of the book, by looking at 17th and18th Century novels in terms of both the writing and material changes happening in book design at that time. This work will appear in an edited volume called ?New Directions in the History of the Novel?, which will be published next year by Palgrave Macmillan. The materiality of books has never been played up in the history of literature and unimagined outcomes, through the blurring of different areas of practice and theory, will emerge in the next few years

Overall, self-publishing is liberating. Although we are not so interested in self-publishing simply being about self-promotion; but as an attempt to re-engage the public sphere.

INC:?What do you think about open source culture? What economic models do we have now in publishing and which do you think will take over in the future?

MP: Feedback culture is predicated on a many-to-many culture and, as such, it overlaps with the entire open source concept.

Web 2.0 and open-source are an opportunity to open up to un-expected voices and ideas. But, as we know there is tension in the emerging interests generated by all these changes and existing economic models. Lawrence Lessig talks about a hybrid economy of art and commerce. Definitely real work needs to be done here. Typography is a practice making some headway. The computer drop-down menu has made people more type-literate and exploitation of the commercial value and intellectual property of type design is nothing new. Platforms like Typeright.org are doing what I would call ?bridge work? ? bringing together diverse sectors, to advocate for typefaces as creative works.

INC:?In LL you have been talking about collaborative practices in creating content, openness of texts and the organic, decentralized and instantaneous nature of the web. Do you think it?s the same for digital publishing? Towards which direction are we moving?

MP: The big shift has been from one-way, top down models of communication and publishing to the idea that information is collaborative. But in our work, we?ve had to face up to some practical issues. For instance, in Limited Language, we realized that while collaborative practices are great for generating discussion, we decided to write the book because we wanted to reflect on how these ideas had coalesced, for the longer term. But we also realized that we needed to take a position ? to ?draw a line in the sand? as it were ? so this involved a more traditional, solitary role of writing. But we used printed hyperlinks to our blog so that this could always feedback into discussion in an on-going process.

I feel I should mention Jodi Dean?s recent writing on ?communicative capitalism?, which is a kind of wake-up call for those who are euphoric about technology ? which would obviously include digital publishing. In chapters like ?the death of blogging?, she emphasises not just feedback, but the way information ? and ourselves ? are ?captured? in circuits of repetition.

But for us, technologies are only means to an end, not ends in them selves. Take App development as one example, where what could be called small explosions of creative thinking, we also can also see the materialisation of new publishing formats.

INC:?What do you think about the obsolescence of the digital medium? Is putting the content back onto paper the only choice that we have to overtake this obsolescence? Do you think we could find other solutions?

MP: There?s that famous phrase that really is suitable here: something like ?the only constant is change?. What we might have build into our design/writing/thinking practices, are long time strategies that allow for change.

INC:?We are living in the era of the dissemination of information. Do you think we are lacking of concentration?
Do you think that dissemination and concentration can coexist or do we have to choose between one of them?

MP: I?m sure every era has thought of itself as an era of dissemination of information, but in a 24 hour, always-on culture it?s much harder to stay concentrated. But we move between different forms of reading ? we scan-read, we deep-read, we speed-read, etc. Of course, these are things that we have always done. Katherine N. Hayles is interesting on this: she says that we need all these different forms, but we need to understand what they are good for and the skill in future will be how to move between them. It seems to be similar to what they call ?trans-literacy?. For us, it?s the emphasis on sense-making that seems to be of renewed importance.

INC:?Can art and design practices give a contribution, with a different point of view form the corporations?, to the development of proper structures, models and devices for digital publishing, and how?

MP: Much of the work on new platforms is driven by the need to monetise them rather than reenergise the reading experience, say. We can?t forget that art and design practices are often inextricable from corporations. But, as we?ve seen with Typography and copyright, and Apps more generally, it?s probably in the serendipity of creative thinking and the cross-fertislisation of ideas and practices that new structures emerge or older models are re-written.

INC:?LL was made in 2005. Now that a few years went by and things are changing fast, can you make a self critique of the project? Do you think that the book release of LL interprets the blog content in a suitable way?
Have you ever thought about how it could become a digital book? Would it make sense, and why?

MP: For us, it?s less about one medium interpreting another, than seeing what each is good at ? and how we might use them in a more reflective, ?relational? way. That?s to say where they interact in dialogue with each other. Writing on line, for us, is an attempt to provide a breathing space within image culture. The book has provided a breathing space within the immersive, discursive culture of the web. In a culture of self-publishing, traditional book publishing processes are important because they emphasise the role of the editor.

But now, the question of what a digital book can do, well, this will be interesting to see. In fact, at the moment we are in the process of re-launching our web-platform and we are looking at all sorts of applications. Our interest is in the blog, the book ? digital and not ? Apps, Twitter etc. as forms of cultural engagement. And so of course this includes all the things-as-yet un-invented.

Colin Davies & Monika Parrinder, Limited Language: Rewriting Design ? Responding to a Feedback Culture, (Basel: Birkh?user, 2010)

Book on Amazon
www.limitedlanguage.org
twitter.com/LimitedLanguage/

Source: http://networkcultures.org/wpmu/outofink/2012/12/19/interview-with-monika-parrinder-limited-language/?utm_source=rss&utm_medium=rss&utm_campaign=interview-with-monika-parrinder-limited-language

London 2012 Fencing olympics chariots of fire nbc Medal Count Sam Mikulak London 2012 diving

Errors To Stay Away From When Starting An Internet Business ...

One of the principal reasons men and women wind up failing when they try to start an internet business is mainly because they make a lot of the same mistakes as other people have made in the past. The worst part is, many of these men and women may have been able to realize success if they were able to stay away from these mistakes in the first place. On this page we?re going to look at a number of the mistakes that folks make and let you know how you will be able to avoid them.

Many individuals believe all the hype that they find online right now about becoming rich overnight, but you need to realize that this is something which isn?t going to take place. For individuals that are just starting off in the Internet Marketing and advertising field I can almost guarantee that you?ve come across at least one program that claims to have the ability to get you rich overnight. It takes time and hard work to construct a successful Internet business, there is not one program online today that will in fact be successful at providing men and women with overnight riches Even though many of these programs can end up being very convincing, you should understand that the creator of this program only makes these claims in order to get you to purchase their product.

Another common mistake that folks are going to make in relation to getting started online is not researching programs before they purchase them. Although there are tons of scams floating around the Internet today, there are legitimate programs as well, the problem is knowing the difference. Prior to deciding to invest in any program make certain that you research the program thoroughly and find reviews from individuals who have actually used it. If the program doesn?t go into detail about your responsibilities after you receive the information and knowledge, you need to be asking yourself why they?re being so vague concerning this. In most cases, product developers are very vague because they?re aware of the reality that individuals won?t purchase their product if they know what it consists of. Ads can be a great revenue stream. If you?re looking to attract advertisers on your blog, it might be a good idea to check these excellent guidelines on http://321seo.blogspot.com/2012/11/make-blog-attractive-for-advertisers.html.

When many individuals do not start earning cash overnight they end up becoming very discouraged and quitting before they realize success, and this obviously is a mistake. Similar to any other business it is going to take time for you to construct your Web business, nothing comes about overnight, it takes hard work and time. It could end up taking months for you to start seeing a real income, but in the long run it could definitely be worth the wait. SEOLinkMonster.com affiliate has more details on this so check it out!

And one final mistake that folks make would be that they put all of their faith in one program without ever learning the basics of Internet advertising and marketing. The planet of Internet Marketing and advertising is vast, and so is the knowledge that is out there in order to help men and women find success. Because of this you need to continue to research the subject and learn as quite a lot of the basics as you possibly can, it doesn?t matter what program you elect to get going with.

Source: http://joealdegueronline.com/errors-to-stay-away-from-when-starting-an-internet-business/

correspondents dinner i am legend san antonio spurs greta van susteren tony parker the five year engagement chris kreider

Travel costly but worth it for small businesses | TribLIVE


By Rhonda Abrams

Published: Tuesday, December 18, 2012, 12:01?a.m.
Updated 6 hours ago

Business travel is an often-neglected aspect of small-business life, and most entrepreneurs don?t travel enough.

Nothing beats the power of a face-to-face meeting for closing a deal or maintaining an ongoing client relationship. Business travel can be expensive, especially on a small-business budget, but I?ve got tips to save you money.

1. Travel early in the year. January and February are often a less expensive time to travel with a couple of exceptions.

2. Use alternate airports. Going to Miami, Washington or San Francisco? Check prices to Fort Lauderdale, Fla.; Baltimore; or San Jose and Oakland, Calif., instead. Lower-cost airlines often run flights from secondary airports, driving prices down on all airlines.

3. Shop prices on the Internet,but also call hotels directly. Often, the lowest rate ? especially at the last minute ? can be obtained by checking with the hotel.

4. Get a credit card that gives you miles, and pay business expenses with that card.

5. Try moderately priced, business-oriented motels. Many hotel chains are specifically aimed at road warriors ? entrepreneurs, salespeople, consultants. These hotels provide a lot of stuff free: Wi-Fi, breakfast, parking, sometimes even free appetizers and drinks in the early evening.

6. Use your own cellphone in the United States. Hotel phones can be costly, even for local calls.

7. Use smartphone apps to connect when you?re outside the United States. You can call or text back home free.

It?s tough to build, maintain and deepen professional relationships from a distance. Travel is the way to build those bridges.

Rhonda Abrams is president of The Planning Shop and publisher of books for entrepreneurs.

You must be signed in to add comments

To comment, click the Sign in or sign up at the very top of this page.

There are currently no comments for this story.
Subscribe today! Click here for our subscription offers.

Source: http://triblive.com/business/headlines/3131943-74/travel-business-entrepreneurs

Olympics 2012 Olympic Schedule 2012 NBC Olympics NBC Olympics schedule 2012 Olympics Chad Everett London Olympics

D&G Pets Connects With Customers on the Social Media Marketing ...

By Marketwire .

Article Rating:

December 18, 2012 04:45 PM EST

Reads:

191

FORT COLLINS, CO -- (Marketwire) -- 12/18/12 -- Longtime Fort Collins staple and fish supplier, exotic pet shop, pet supply store and aquarium maintenance service, D&G Pets, has joined the social media world. The local Fort Collins pet store has been in business since 1979 and has designed and developed its own business Facebook page to help better market its dynamic business and connect with current, future and past customers.

Their Facebook page is an avenue for customers to find out about new fish and items in stock, current job openings and what sales are currently going on. They have advertised their annual sale in October and Small Business Saturday. D&G Pets also posts fun pictures from their physical store.

Now that D&G Pets has a new website, it is even easier to integrate the pet store's online presence. All blogs on the website are also posted on D&G Pets Facebook page. Co-owners Leonard and Betty Keetley have seen great results so far.

Leonard Keetley says, "As more and more businesses now use Facebook, it was important for us to have a presence both on social media and through a website. Obviously, I think our Facebook page can be a meeting spot for people of similar interests. I also think this is a great way for people to get updated on what we our doing as a business, and what's going on in the exotic pet world."

D&G Pets also specializes in many different forms of aquatic life including freshwater fish, saltwater fish, freshwater plants and coral. Freshwater fish come from Segrest Farms and saltwater and farms fish come from Quality Marine. D&G Pets can custom order fish for those interested.

D&G Pets also offers aquarium design and aquarium maintenance that includes everything from gravel vacuums to feeding to pump, light and filter system upkeep. Free estimates are available upon request.

D&G Pets is not your typical pet shop. The business specializes in a vast array of exotic pets that include mammals such as sugar gliders, hedgehogs, chinchillas, and guinea pigs, among others. Their reptile collection is even more divers with lizards, geckos, bearded dragons, scorpions, snakes and tarantulas to name a few. Hedgehogs are an extremely popular choice of pet.

"We're passionate about what we do and the services we provide here at D&G," Keetley said. "We believe we have a pet for everyone."

D&G Pets is located at 925 E. Harmony No. 250 and is open Monday through Friday from 10 a.m. to 8 p.m., Saturdays from 10 a.m. to 6 p.m. and Sundays from Noon to 5 p.m. Those interested in checking out D&G Pets and their aquarium services can visit their website at http://www.dandgpetstore.com/, call 970-225-0767 or just drop in to see their wide variety of pets, supplies and even hedgehogs.

Add to Digg Bookmark with del.icio.us Add to Newsvine

Source: http://buyersteps.ulitzer.com/node/2489499

tupac tim lincecum hologram pulitzer prize winners nfl 2012 schedule gmail down ryan oneal

Green Blog: On Our Radar: Navigating a Parched Mississippi

Barge operators prepare to begin blasting large rock formations that are impeding navigation south of St. Louis on the Mississippi River, where water levels are 20 feet lower than normal because of a prolonged drought. Meanwhile, 40 representatives of government, business and labor meet to address the challenge of keeping the river open. Over the weekend, the Army Corps of Engineers began releasing water into the river from Carlyle Lake in southern Illinois. [The Chicago Tribune, The News-Democrat]

Experts say that the plan for building the Keystone XL oil pipeline across the Ogallala/High Plains aquifer lacks the most sophisticated leak detection technology. [Inside Climate News]

A wave of early retirements resulting from new federal rules is expected to create staffing strains in the management of parks and preserves in Alaska, which occupy hundreds of millions of acres of public land. [The New York Times]

A sustainability group sues the federal government over its oil and gas leasing program for the Outer Continental Shelf, saying that a flawed economic analysis led it to rush ahead with leases that may not be economically justified. [Center for Sustainable Economy]

While global climate change was the primary driver of fluctuations in the panda population for millions of years, human activities probably underlie the recent decline, genetic researchers report. [Asian Scientist]

Source: http://green.blogs.nytimes.com/2012/12/17/on-our-radar-navigating-a-parched-mississippi/?partner=rss&emc=rss

osu football osu football oklahoma state santonio holmes raheem morris winter classic mt rainier

Monday, December 17, 2012

Should I Decline Insurance Coverage For My Rental Car ...

carSince the holidays are approaching, many travel during this time and rent cars at the airport. When you approach the rental counter, the usual procedure is for the rental agent to ask if you want car rental insurance.? Most are pushy and try to convince you to pay for the insurance. They know the chances of accidents with rental cars are low and how profitable the insurance is.? If you decline, the agent will ask you the amount of deductible on your auto insurance policy, and if your deductible is high, they will inform you that any scratch or dent will come out of your pocket.? If you decline their insurance, you must sign a Collision Damage waiver.? This can make you really question, if you are making the right decision.

Benefits with credit cards

Are you aware that many credit cards offer supplemental car insurance that can make the car rental insurance unnecessary?? Of course, you have to charge the full amount of the rental on that credit card to get the benefits. You need to know the coverage you have before you travel, and review what is available from each of your credit card Issuers (if you have more than one card). Then you are prepared when you arrive at the rental counter and you can, hopefully, decline their insurance coverage.

Keep in mind, most credit cards don?t cover exotic cars, pick-up trucks, and full sized SUVs.? Most credit cards apply your auto insurance first, but you must have collision insurance.? The credit card policy will cover your deductible and may pay for towing and the rental company?s loss of use fees. Some of the elite credit card programs give you coverage without having to use your auto insurance at all.

For example, American Express constitutes the apex when it comes to benefits like car insurance. Discover, Chase and Visa also offer superior products in this area.

Before you accept the rental insurance, it is to your advantage to know what coverage your credit card offers.? You could save yourself some money.

JRU on 60 Mins SetCredit Reporting Expert, John Ulzheimer, is the President of Consumer Education at SmartCredit.com, the credit blogger for Mint.com, and a Contributor for the National Foundation for Credit Counseling.? He is an expert on credit reporting, credit scoring and identity theft. Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry.? Follow him on Twitter here.

?

Source: http://www.smartcredit.com/blog/2012/12/17/should-i-decline-insurance-coverage-for-my-rental-car/

girl scout cookies screen actors guild royal rumble results sag awards 2012 kyra sedgwick honor killings mary tyler moore

Seven Ways To ?Grow? An Entrepreneur (Instead Of A Boomerang ...

by Michael Houlihan, coauthor of ?The Barefoot Spirit: How Hardship, Hustle, and Heart Built a Bestseller?

Your child may still be in elementary school but you?ve already started worrying about the ?boomerang? syndrome. It?s a valid concern. Most kids come back home after college to ?crash? until they find a job. But as the months (and years) crawl by and your child still can?t find anything that doesn?t involve cash registers, coffee machines, or polyester uniforms, it becomes clear that their career prospects are what have actually crashed.

The good news is that this less-than-ideal fate needn?t befall your child (or, let?s face it, you.) Today?s job market cries out for street smart, innovative bootstrappers who think and work like entrepreneurs. (It also calls for actual entrepreneurs, as ?jobs? are pretty scarce.) Those skills may not be taught in school ? but they can be taught and nurtured by parents who commit to helping their kids develop an entrepreneurial foundation.

Here?s how:

Have them read all about it. (Entrepreneurship, that is.)

Encourage your kids to read stories and books (or even watch movies and documentaries) about individuals who tapped into their strengths and built successful businesses. (The options are plentiful, from Henry Ford to Steve Jobs to Mary Kay Ash and more.) Afterward, you can have a conversation with your children about what qualities and habits helped these entrepreneurs reach their goals.

For a twist on this theme, challenge your children to find one example per month of an under-capitalized startup that was successful. After learning about each month?s company, your child can report to you. You and your children might be surprised to learn that many of today?s Fortune 500 companies were started in proverbial (or actual) garages on shoestring budgets!

Emphasize hard work and effort.

Promote focused effort and patience. The fact is, when we see a booming business, we all tend to forget how it started. Challenge ?easy way? overnight success stories and explain to kids that such things rarely happen. Instead, glorify ?get rich slowly? schemes and reinforce patience when you see kids displaying it.

You can teach them the value of deferred gratification in many ways, ranging from saving money for a toy to planting and cultivating a simple garden. As you pursue these projects, point out parallels between them and real-life businesses. For instance, your child?s peppers and tomatoes required her time, commitment, effort, and knowledge to get to an edible state, and successful companies require the same things to grow from humble beginnings.

Don?t fill up the college fund for them.

Yes, making sure your children are able to get a higher education is a valuable gift indeed. But don?t feel that you?re obligated to pay every penny. Expecting your children to pay for part (or maybe all) of their schooling will increase the odds that they?ll value it more. Plus, if they work part-time while attending college, they?ll also develop skills like time management, discipline, professional social skills, and an understanding of how money is made ? none of which can be truly taught in the classroom.

If your child does work a part-time job, be a curious parent. Ask him questions about how his company makes money, what a typical day is like, whether he thinks the organization is well-run, and how he thinks it could improve, for example. You can also take the opportunity to ask him how satisfied he is with the current work he?s doing. He might be learning some valuable lessons about the value of the education he?s getting: It will allow him to go on to do something that he finds more fulfilling.

Encourage them to start a kid-sized business venture.

Don?t make your kids or yourself crazy ? too many American households are already over-scheduled ? but if it?s feasible, encourage your children to launch an age-appropriate business. Lemonade stands, babysitting, tutoring, and yard work are classic examples (but don?t limit kids to them!). If they use their imaginations, they may be able to come up with creative ideas of their own. When you?re coaching them, explain that they?ll be setting themselves up for the most success if they can create value as opposed to simply taking value.

Insist that they help out financially.

If your child wants a more expensive item that doesn?t fall into the birthday-or-holiday-gift category (like a bike, laptop, gaming system, skis, etc.), ask her to help pay for it. She can save up birthday money, her allowance, or paychecks from any official or unofficial jobs she may have. Along the same lines, don?t buy her every ?little? thing she asks for. Going without ? or figuring out how to pay for it herself ? will teach your child self-reliance.

Whenever possible, guide your child on the path to self-reliance. For example, you might encourage her to find clever ways to be fashionable without using tons of money. If she has only $20 to spend, go on a thrift-store shopping trip together and find treasures you?ll both get a lot of use out of. Remember, getting by with less and being resourceful is at the root of successful entrepreneurialism. When your child does find a way to pay for something on her own, be sure to praise her!

Reinforce entrepreneurial behaviors.

Whenever possible, direct them toward creative toys like Legos that expand the imagination. Encourage activities that don?t require pre-manufactured toys at all: building a tree house in the backyard or a fort in the living room, for instance. The idea is to show them there are many alternatives to ?cookie cutter? thinking.

It?s common knowledge that kids like to be praised. Take the opportunity to do so whenever you see your child using his imagination to solve problems, giving credit where credit is deserved, going above and beyond the bare minimum, and connecting face-to-face with other people, to give a few examples. Also, keep your eyes open for ?teachable moments? that can help your child develop and stretch his skill set; for example, inviting him into an adult conversation.

Help them find mentors.

As your child gets older, encourage her to seek out and talk to individuals who have successfully started their own companies. If your teen can land one, an internship at a small business can be invaluable. And interviewing an entrepreneur can turn into a truly educational school project for kids of any age. If your child takes advantage of the opportunity to learn from a real-life entrepreneur, make sure she expresses appropriate appreciation.

?

Michael Houlihan, coauthor of ?The Barefoot Spirit: How Hardship, Hustle, and Heart Built a Bestseller?, started the Barefoot Wine brand with Bonnie Harvey in their laundry room in 1985, made it a nationwide bestseller, and successfully sold the brand to E&J Gallo in 2005. Starting with virtually no money and no wine industry experience, they employed innovative ideas to overcome obstacles and create new markets.


This is an article contributed to Young Upstarts and published or republished here with permission. All rights of this work belong to the authors named in the article above.

Source: http://www.youngupstarts.com/2012/12/17/seven-ways-to-grow-an-entrepreneur-instead-of-a-boomerang-kid/

seabiscuit dingo nba all star weekend malin akerman jeff carter chomp national enquirer